Easy Contents Insurance Program

888-545-7627 | info@storsmartinsurance.com

Are Your Valuables Protected?

Protect your valuables from loss or damage with the specially designed storsmart insurance program. At storsmart insurance, we are committed to providing you access to an easy contents insurance solution with great coverage and affordable prices for your valuables. 

Your current renter’s, homeowner’s, vehicle/automobile, watercraft, personal liability, business, or other insurance policy may provide coverage for your stored valuables. 

Consult your insurance agent to determine if your valuables are covered while in storage and review your policy exclusions, deductible amount, and coverage limits. 

While you may already be covered through your other policies, storsmart insurance may provide access to a more specialized coverage.

What's Covered?

Some of what the Storsmart Program covers

  • Fire or lightning
  • Windstorm or hail
  • Weight of ice, snow or sleet; or collapse of building
  • Smoke or water damage, except for flood
  • Vandalism, malicious mischief, or burglary

Additional Terms & Conditions

The policy does not cover certain items such as important papers, money, jewelry, watches, and furs. There are also certain perils not covered by the policy which include flood, mysterious disappearance, and mold damage. Please refer to a copy of the Certificate of Insurance for a complete list of exclusions.

Storsmart Program Features

Some of the benefits of the Storsmart Program

Options

This program provides options to make the insurance easy for you. From various coverage amounts, to a wide variety of covered perils and an affordable selection of monthly premiums, we can provide access to the right policy to fit your needs.

Transit Coverage

The policy provides coverage for your valuables while they are in transit.

Easy Claims Service

We provide access to professional customer claims service representatives to make the claims process easier for you.

This Policy Pays First

Your claim will be paid even if your homeowner’s policy provides coverage.

Loss Prevention Tips

A few easy storage tips to help protect against loss

Lock Your Space

Use a disk or cylinder lock for a higher level of security.

Protect Your Items

Store your items on pallets or shelves and cover them with sheets to protect them from dust, moisture, etc.

Do Not Store Certain Items

Store your items on pallets or shelves and cover them with sheets to protect them from dust, moisture, etc.

Make an Inventory

Take an inventory of your items and keep it in a safe place. This will help expedite the claims process.

How to File a Claim, the Easy Way

Step-by-Step Instructions

1
Ensure Safety

Ensure you and your valuables are safe. If your valuables are at risk of sustaining further damage, take necessary precautions to protect them without putting yourself or others in harm’s way. Also, tell the facility manager about your loss.

2
Document Damage

Take pictures of your storage space and any damage your items may have sustained. Don't throw away any damaged property until you speak with a storsmart customer care representative.

3
Contact Authorities

If a criminal act appears to have taken place, such as vandalism or burglary, contact the local police department to file a police report.

4
Reach Out

Call a customer care representative at: 855-805-7433 or visit storsmartinsurance.com/claim to file a claim.

SSRMA Members

This facility is a member of the Self Storage Risk Management Association and all customers are free members.